Lender Identification
- Company
- West Capital Lending, Inc.
- Company NMLS #
- 1566096
- California DRE #
- 02022356
- Headquarters
- 24 Executive Park, Suite 250
Irvine, CA 92614
Compliance
A consolidated summary of all required regulatory disclosures for this Loan Originator website, organized for easy review and auditing.
West Capital Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
The federal agency that administers compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Information accurate as of 06/08/2026. Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender's underwriting guidelines and available loan terms. Approvals may be subject to appraisals and other documentation requirements. Please contact our office to determine eligibility.
The Loan Originator named on this website is licensed in the following states only: AR, AZ, CA, CO, CT, DC, FL, ID, KY, MD, ME, MN, OH, OR, PA, TN, VA, WA, WY. The information on this site is not intended for consumers of any other state.
Note: This site does not advertise specific interest rates, payment amounts, or finance charges, so the short-form disclosure applies under TILA / Regulation Z.
Required on every WCL and sponsored Loan Originator website, regardless of Texas licensure.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.